Every state holds property turned over to it because the owner could not be found — refund checks, escrow balances, insurance payments, dividends, closed accounts. It is not lost. It sits in a public register under a name, and stays there until somebody files a claim.
We find the owner, confirm the record, and put the paperwork together. You sign and file the claim in your own name, the state pays you directly, and we are paid only out of what you receive.
When a company owes you money and cannot reach you, it is generally required after a set period to report the money to the state and hand it over. The state holds it indefinitely and publishes the owner's name. Nothing is forfeited — but nothing comes back automatically either.
A record ordinarily looks like this: an identification number, the company that reported it, the date, a standard code for the kind of payment, and an amount.
| Property ID | Reporting holder | Reported | Type | Amount |
|---|---|---|---|---|
| 99XXXXX510 | National bank, N.A. | 11/23/2021 | TR04 · Escrow balance | $2,429.49 |
| 99XXXXX860 | Property insurer | 05/22/2023 | IN05 · Premium refund | $431.66 |
| 99XXXXX944 | Utility company | 09/29/2023 | MS09 · Credit balance | $41.95 |
| 99XXXXX324 | National bank, N.A. | 03/12/2025 | CK01 · Cashier's check | $279.00 |
Type codes are standard across state programs. TR04 is an escrow account, IN05 an insurance premium refund, MS09 a credit balance, CK01 an uncashed cashier's check. The sums people are owed are ordinary sums — a few hundred dollars is far more common than a windfall.
We search government registers, then work backward through address history and public filings. Where the match is not solid, we write to nobody.
We advise you on the details on the unclaimed funds.
A written agreement sets out the fee and what you receive after it.
We gather the proof the office requires and put the claim together for you to check, sign and file. The claim stays in your name, the check is issued in your name, and our fee comes out of it afterward.
of what you actually receive. No retainer, no filing charge, no expenses billed to you, and no fee of any kind unless and until the money reaches you.
Several states cap what a company like ours may charge, and a few cap it below ten percent. Where that is so, the lower figure governs and the agreement says so. We do not charge more than the law of the state holding the property allows, and you are told the number before you sign anything.
From public records. Governmental agency property programs publish the names of owners whose property they hold, and counties publish surplus and refund registers. Address history comes from public filings and commercial databases available to anyone.
It did not come from a bank, an employer, or anybody who owes you money.
Check us with the offices that keep the records. The company is registered with the Nevada Secretary of State. Our counsel is listed with the State Bar of Nevada. The property itself is on file with the state or county office holding it, and that office will confirm it to you directly.
You can do all three before you sign anything or send us a single document.
What we are paid for is the finding and the paperwork: identifying the record, tracking down what proves you are the person named, and assembling what each office requires so the claim you sign and file is complete the first time. Some claims are simple. Others are more complicated and could turn on an old address from years ago, a name that has changed, or a company that has moved more than once. We move forward on all such funds.
No. Nothing in advance, nothing along the way, and nothing at all if the claim is denied. The fee comes out of money already in your hands.
Adams Law USA is legal counsel to this company. The firm represents National Unclaimed Assets, LLC. It does not represent you, and no attorney-client relationship is created by our letter or by this website.
If you want legal advice about your own situation, you should retain an attorney for advice.
Generally proof of who you are, and proof connecting you to the address or account on the record — identification plus something ordinary like an old bank statement, a utility bill, an insurance document, or a recorded deed.
Some offices require a notarized signature. Some require estate documents where the owner has died. We tell you exactly what is needed before you commit to anything.
The governmental agency holding it, by check made out to you. The funds do not pass through our account and go directly to you.